Hamster Kombat is a Telegram-based tap-to-earn game where players manage a virtual crypto exchange and earn coins. Its native token, HMSTR, will be released via airdrop on Sep 26, 2024.

's popularity surge has put a spotlight on the tap-to-earn variety of play-to-earn games. Now, another tap-to-earn game based on Telegram — 

 sector. The game allows each player to manage their own virtual crypto exchange, tapping to earn more coins and completing various tasks and activities to boost their earnings. Virtual coins accumulated in the game will soon be claimable, with the project's planned native token, HMSTR, set to launch on Sep 26, 2024. As of Sep 18, 2024, 

 has reportedly amassed an impressive user base of around 300 million players.

 is a hamster-themed play-to-earn game that was launched on March 25, 2024 on Telegram. Its players collect coins simply by tapping on the screen.

 Each tap earns you virtual coins, which can be claimed through the game's planned native token, HMSTR. 60% of the HMSTR supply is set to be released via 

You can easily start playing the game via the 

 telegram channel. Gameplay starts when you assume the role of a cryptocurrency exchange CEO, which is represented by a cute hamster avatar that can be customized with various skins. You’re given a choice of several exchanges to own. After making your selection, you proceed in the game by tapping on the image of the hamster. The tapping increases your virtual assets and in-game rank. There are also other ways to earn coins or boost your position, which we'll touch upon further in the article.

 encourages active and frequent participation. This concept is similar to other games that encourage user action via frequent, high-involvement tapping, clicking or swapping, e.g., 

 has amassed an impressive user base of 300 million players and thus far hasn’t been implicated in any fraudulent activity. It appears to be a legit game, although some users on social media have raised concerns about the lack of an immediate claim mechanism, as well as inconsistencies in some of the asset counters used in the game.

 is just a game for leisure and fun, and users shouldn't treat it as a definite asset accumulation opportunity. The game's legitimacy regarding payouts will become clearer once the HMSTR token is actually launched and users can claim their virtual coins in exchange for the cryptocurrency.

 is akin to another viral Telegram-based game — 

 also operated without a crypto token of its own, and was just a fun pastime, rather than a serious reward accumulation endeavor. In mid-May 2024, 

 finally launched its native token, NOT, which surged over 270% within a month, rising from its initial price of around $0.007 to $0.028 in June. However, it should be noted that 

 has since declined from its ATH of $0.028 and is currently trading at around $0.0077.

's tapping mechanics, the most basic gameplay in 

 simply requires you to tap on the hamster on the screen to earn coins. You can also boost your taps to earn more coins by leveling up boosters, such as 

which increases the number of coins you can earn per tap, and 

. You can also make use of daily boosters like

 for free (up to six times) when you run out of energy to tap.

 app daily, you’re given the opportunity to complete daily tasks and earn additional coin rewards of up to 50 million HMSTR, as well as exclusive skins. In general, these tasks are as simple as playing the game — you only need to tap on the available daily reward to claim coins. 

: Make sure to join the game at least once per day, for up to three weeks, in order to stay eligible for the daily task rewards for each day.

You can also receive additional rewards by completing task lists. Each task in the list earns you more points. Typical tasks involve joining the game's Telegram channel, following 

 or inviting friends to sign up to the platform.

The Daily Combo lets you win a sizeable bonus of 5 million coins each day upon getting the right combination of three specific exchange upgrades, spread across categories like Markets, Legal, PR & Team, Web3 and Specials. The Daily Combo resets daily at 12PM UTC, so you'll have to achieve the correct combination before the UTC day ends. You can attempt a maximum of three combinations per day, with each attempt limited to a certain number of moves. 

s Daily Cipher allows you to win 1 million coins by figuring out the word of the day using Morse code, a system of dots and dashes used to symbolize letters and numbers. After guessing the word of the day, you then have to tap out its Morse code. You can attempt to solve it up to five times per day. The Daily Cipher refreshes every day at 7PM UTC.

 also features 12 games and two mini games. You’re required to log in to the various game apps in order to earn up to four golden keys per game. The mini games are

 requires you to retrieve one golden key from the sliding puzzle of red and green candlebars within a time limit of 30 seconds. Meanwhile, you can earn more coins by sorting and pairing colored hexagon tile stacks on 

 is available exclusively through Telegram. You can search for 

 button to be directed to the game channel. You don't need to pre-purchase any crypto or connect a

 to start in the game — it's free to join and play.

Tips and Strategies to Maximize Your Profits

Tapping on the screen isn't the only (or even most effective) way to maximize your earnings in 

. As highlighted above, there are various ways to play 

. Below are some of the best ways for you to speed up your earnings and boost your profits.

 to earn passive income, even without tapping, by clicking on the 

 button at the bottom of the app to upgrade your exchange across various categories. By selecting the right card combo to upgrade, you can even earn an additional amount of 5 million coins each day from the Daily Combo.

: If you correctly complete both the Daily Combo and Daily Cipher each day, you’ll earn a total of 6 million coins per day. However, the Daily Combo and Daily Cipher aren’t easy to master without some guidance, so Bybit Learn is here to help you. Make sure to check out our daily guides to Daily Combo and Daily Cipher so that you can easily get your hands on 6 million coins each day!

's native token, with a total supply of 100 billion. Of the total supply, 60% is allocated to players via the upcoming 

 airdrop on Sep 26, 2024, with the remaining 40% reserved for providing market liquidity, ecosystem partnerships and grants, rewards for squads and more.

Bullish on this tap-to-earn token? Now you can be one of the early birds to get your hands on HMSTR — even before next week’s 

 has been running since Jul 8, 2024, 10AM UTC, at a floor price of 0.001 USDT. Meanwhile, HMSTRUSDT was 

Tap-to-earn Telegram games are all the rage now in the world of crypto gaming. It all started with 

's meteoric rise, which has now been further propelled by 

 has already surpassed many other prominent SocialFi games with its user base of 300 million. Meanwhile, 

 — the first tap-to-earn game that turned viral — has a user base of just 35 million. Furthermore, the 

teamcontinues to innovate with even more engaging gameplay and rewards, all of which have contributed to its spectacular success thus far.

Beginner

hamster kombat.png

What Is Hamster Kombat (HMSTR): Tap Your Way to Crypto Riches

AI Companions is a web3 platform that provides highly customizable and emotionally intelligent virtual companions to users looking to interact in the digital age.

We’re living in a rapidly changing digital world where technology has taken over our lives, greatly reducing human interactions. In this digital age, the internet and smartphones have reshaped our routines, dominating communication and daily tasks and leaving large numbers of people in civilized countries feeling isolated and with a deep craving for meaningful social interaction.

 (AI) companions, innovative virtual entities designed to provide immersive interaction between AI avatars and humans. These virtual companions are powered using generative AI technology, which consists of simulated emotional intelligence that’s designed to enhance the connection.

Against the backdrop of this growing demand for virtual AI companions, the 

 project AI Companions was created. It leverages AI, virtual reality/augmented reality (VR/AR) and 

 to provide a personalized virtual companionship experience that meets each user's unique preferences.

AI Companions is a digital platform that allows you to create highly personalized virtual beings by leveraging AI, VR/AR and blockchain technologies to build an immersive virtual companionship experience.

 The platform aims to unlock endless opportunities in the rapidly expanding world of virtual companionship by providing a platform where emotions and technology can interact.

Unlike other platforms that offer interactions in the form of chatbots or visual aids, AI Companions’ unique proposition consists of a lifelike human interaction through virtual reality that re-creates what feels like an actual emotional connection. Furthermore, the platform has integrated blockchain technology to ensure security, transparency and privacy when interacting.

At the heart of these AI-powered interactions is the AIC token, which powers the platform’s transactions and seamless operation.

The vision and mission of AI Companions is to leverage innovative technology to provide users with what feels like an emotionally rich virtual companionship. To achieve this, AI Companions has integrated three core technologies: AI, VR/AR and blockchain.

The platform uses AI to identify and learn your preferences in order to create a personalized partner for you, and even allows you to utilize celebrity or influencer models. Furthermore, the presence of advanced VR/AR features makes the interactions more realistic, and enriches the experience even more.

Security, privacy and integrity are core when offering a product like this. To that end, AI Companions is built on blockchain technology in order to achieve key features, such as data privacy and security, through advanced encryption, user consent management using 

, and an immutable ledger for transparency and accountability.

The platform employs the following monetization strategies to ensure sustainable revenue generation centered on the AIC token.

To ensure maximum flexibility and accessibility, AI Companions uses a subscription model that caters to a range of preferences and budgets. The basic access model is free and allows access to limited features. There’s also a hybrid subscription that combines token-based and cash subscription models. Users stake AIC tokens to access features for the token-based model, while the cash model requires users to pay a monthly fee. The token-based subscription features a 20% fee discount designed to encourage users to pay using AIC tokens.

The “pay per experience” strategy allows users to pay for premium features and personalized experiences using AIC tokens without committing to a long-term subscription. This model allows you to access features such as customized packs, the ability to send virtual gifts to companions and even enhanced experiences such as upgraded VR environments.

AIC, the native crypto token for the AIC Companions platform, is a 

 token launched on BNB Smart Chain. The token powers the AI Companions platform and provides access to diverse features. When subscribing to the hybrid model, you can use the AIC token to pay for discounted fees. You can also stake your AIC tokens to gain additional value through access to premium features and experiences.

To maintain the token’s value, AI Companions will apply a buyback-and-burn strategy. The platform will use some of the profits generated to buy back AIC tokens and 

 some of them quarterly. This will reduce the circulating supply in order to increase the token’s value.

Moreover, the project will manage a treasury reserve designed to support long-term sustainability and growth. A portion of the bought-back tokens will be put in this reserve to ensure liquidity in the future.

The total supply for AIC is 1 billion tokens, distributed as follows:

AIC's price as of Sep 18, 2024 is $0.074 , just 8% lower than its ATH of $0.08177 on Sep 11, 2024, and almost 100% higher than its ATL of $0.03771 on Sep 10, 2024. Its market cap is approximately $66.9 million.

Is AI Companions (AIC) a Good Investment?

After a successful launch in the first week of September 2024, the AIC token has generally been on a positive trajectory during which its value increased by over 115% within a 24–hour period. Such reception from the market indicates that AI Companions is providing an in-demand product in its niche.

Statistics predict that the AI market could hit $1 trillion by 2028, while the VR niche could be worth $57.55 billion by 2027. Projects such as AI Companions that offer innovative products leveraging these technologies are strategically positioned to reap big from this growth. In addition, AI Companions has a strategic and detailed road map designed to steer the project toward sustainable growth, including extensive community building, expansion of the platform’s capabilities, marketing campaigns and increased exchange listings.

As the digital age continues to unfold and AI increasingly shapes our lives, investing in the AIC token, which is the heart of the project, could be profitable due to the increased demand for AI and VR/AR-related products. That said, we strongly recommend you 

 before investing in AI Companions, since crypto projects are prone to volatility. AIC’s price volatility is evident in the extreme swing between its ATL and ATH just a day apart from Sep 10 to Sep 11, 2024.

There's a growing demand for AI companion markets as human interactions diminish due to technological advances. Projects such as AI Companions are timely in filling this void by combining AI, VR/AR and blockchain technologies. AI Companions offers users the opportunity to interact intelligently with virtual entities, making AIC a crypto to watch as its platform seeks to align with the needs of the digital age.

AI Companions.png

AI Companions (AIC): The Future of Personalized Relationships

The U.S. Federal Reserve cut interest rates by 50 basis points to 4.75%-5%, its first reduction in four years.

The SPX index was down by 0.29%, after initially hitting a record high before turning lower following the Federal Reserve's decision to cut rates by 50 basis points. Coindesk Indices, an index measuring broader cryptocurrency market performance was up by 3.21%, with Bitcoin rising by 0.13% and Ether dropping by 0.80%, in the past 24 hours.

Today's top performer is TAIKO, which surged 27.4% following the launch of the Taiko Grant Factory Hackathon, offering $100K in prizes for sustainable Web3 innovations.

Taiko (TAIKO), launched in May 2024, is a fully open-source, Ethereum-equivalent ZK-rollup scaling solution designed for decentralized, secure and permissionless operations. 

 starts on September 25, 2024, inviting innovators to build solutions in the Taiko ecosystem. The hackathon focuses on long-term sustainable projects across three tracks: DeFi/AI/DAOs, Gaming/NFTs/SocialFi, and Social Impact/ReFi. Participants are required to deploy projects on Taiko, submit a 6-month grant proposal, and explore sustainable Web3 business models. The total prize pool is $100,000, with $30,000 per track and additional special awards. For details and registration, visit the Taiko hackathon page.

Check Out the Latest Prices, Charts, and Data of 

The U.S. Federal Reserve cut interest rates by 50 basis points to 4.75%-5%, its first reduction in four years. Following the announcement, Bitcoin briefly rose to $61K before falling back below $60K. The Fed expects further rate cuts to bring the benchmark rate to 4.4% by year-end. U.S. equities closed lower after an initial gain, and gold hit a new high before retracing. The dollar index fell to its lowest level since July before recovering. Crypto-related stocks and cryptocurrencies saw volatility, with increased correlations to broader risk assets.

Yesterday, the total outflow for BTC Spot ETFs was $52.7 million, with $8.1 million from GBTC and $44.6 million from non-GBTC funds.

, a decentralized network focused on private, user-owned data and AI, has raised $25 million with backing from Coinbase, Paradigm, and Polychain. Their Telegram bot allows users to mine Vana points, which can be converted into $VANA tokens during the token generation event (TGE). Users can also earn points by completing daily tasks, challenges, and inviting friends.

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Fed Cuts Rates by 50 Basis Points Spurring Positive Price Momentum for BTC and Altcoins

Explore our article to find out what’s the Cipher Code for today’s Hamster Kombat’s Daily Cipher Code.

, where your skills in decoding daily Morse code puzzles can significantly enhance your mastery over your crypto exchange. Every puzzle, released at 7PM UTC, not only sharpens your mind but also offers the chance to earn considerable in-game rewards.

 lies the Daily Cipher, a challenge that invites players to unlock Morse code puzzles. Successfully solving these daily puzzles not only increases your coin stash but also enhances your strategic thinking, crucial for navigating the game’s complexities.

Today’s Hamster Kombat Daily Cipher: Sep 19, 2024

 Daily Cipher for Sep 19, 2024, is as follows:

Ensure each Morse code sequence is entered with precision and slight pauses between letters to confirm correct execution and secure your reward.

 by trying out the following strategies: 

Gain an early advantage by trading HMSTR tokens through Bybit’s Pre-Market Trading. To get started, you’ll first need to create a Bybit account, then fund it with cryptocurrency and navigate to the 

The Daily Cipher and the various interactive gaming activities within 

 provide numerous opportunities not only to enhance your coin balance, but also deepen your involvement in the game. Each successfully decoded puzzle contributes to your financial growth and sharpens your analytical abilities, enriching every gaming session with both rewards and intellectual stimulation.

Stay connected for daily updates and expert advice to ensure you continue to excel in the dynamic and exciting world of 

Intermediate

hamster kombat daily cipher code.png

A Guide to Hamster Kombat's Daily Cipher Code (Sep 19, 2024)

Bybit Learn

Investing

From cool rewards to easy crypto-to-fiat conversion, these are the best crypto credit and debit cards to own.

In the early days of crypto, holders generally used currencies like 

 (P2P) transactions. Now, crypto debit and credit cards make it much easier to convert cryptocurrencies into fiat to use for payment. Whether you’re new to crypto or a long-time investor, a crypto card can help you access and use your digital holdings.

This article lays out the best crypto credit and debit cards currently available to consumers. It also explains how you can decide which is the best card for you.

A crypto credit card allows you to earn cryptocurrency as a reward for spending, while a crypto debit card converts cryptocurrency into fiat when you make a purchase or use an ATM.

As with regular credit cards, using crypto credit cards involves borrowing money from the issuer. When you make a purchase, the card company provides the funds necessary and your balance increases. As with regular cards, crypto credit cards allow holders to earn rewards for their purchases. What sets crypto credit cards apart is that the rewards come in the form of cryptocurrency that the issuer purchases for the holder.

One major benefit of using a crypto credit card is that it gives you a risk-free way to earn cryptocurrency just by making everyday purchases. This makes it a great option for hesitant, risk-averse newcomers to the world of crypto. The only significant drawback is the volatility of crypto markets, but at least cardholders will only be risking their rewards, rather than larger savings.

A crypto debit card is similar to a regular debit card in that the holder uses their own money to make purchases or withdraw cash from an ATM. Unlike regular debit cards, most crypto debit cards draw from the holder’s cryptocurrency accounts. This makes them a convenient way to convert cryptocurrency into fiat that you can use to make standard purchases. Other crypto debit cards allow you to preload 

In addition to converting crypto into fiat, crypto debit cards often allow you to reduce foreign transaction fees and easily spend money in multiple currencies. Potential pitfalls include geographical restrictions and the triggering of taxable events for using cryptocurrency.

How to Choose the Best Crypto Credit and Debit Cards

While there still aren’t as many crypto cards available as conventional credit and debit cards, new options are appearing every year. As the number of choices increases, consumers need to put more thought into their decisions. There are a few key factors for you to consider before choosing a card.

First of all, think about the type of cryptocurrency you’ll be using. Some crypto credit cards only let you earn rewards in a particular cryptocurrency, and some crypto debit cards can only connect with certain cryptocurrency accounts. If you’re new to the world of crypto, and you don’t care which currency you end up using, this shouldn't be an issue. If, on the other hand, you already have a currency of choice, you’ll need to find a card that allows you to use it.

When comparing the best crypto credit cards, you’ll want to weigh the rewards that each card offers. In general, a higher rewards rate will allow you to earn more cryptocurrency. Some cards offer a flat rate for all types of purchases, while others offer higher rates for buying products and services that fall within certain categories. If you happen to spend a lot of money in a particular area of goods or services, you may want to look for a card that will reward you for your habits.

While the best crypto credit cards are generally affordable, there are certain fees for you to consider. Some cards charge an annual fee, while others are completely free. Foreign transaction fees are common, but you can find cards without them, which is an especially good idea if you travel abroad. Also, look out for cryptocurrency sales fees, which are pesky charges that show up every time you sell the rewards you’ve earned in crypto.

For many users, the main point of owning a crypto credit or debit card is to optimize crypto-to-fiat conversions. Your Bitcoin debit card will hardly prove useful if it doesn’t allow you to quickly and easily convert crypto into fiat. Unfortunately, some issuers use experimental methods that confuse cardholders and complicate conversions. By avoiding these types of issuers, you can ensure you get a card that truly serves your crypto needs.

A crypto card is only beneficial if you can actually use it. The world of crypto is evolving rapidly, and every month seems to bring a new set of regulations. Amid this dynamic environment, you need a card that’s currently usable in your preferred location. That way, you can make sure you maintain constant access to your digital assets.

As cryptocurrencies gain popularity, the number of crypto credit cards available is steadily increasing. This means consumers need to be especially discerning before making a choice. Here are six of the best crypto credit cards currently on the market. While each individual has their own needs and expectations, and should choose a card accordingly, you can’t go wrong by picking any of the cards on this short list.

 is one of the best crypto credit cards for anyone looking to take out large loans in cryptocurrency. You can use the card for 

 worth up to $2 million, with your current crypto holdings acting to secure the financing.

Even if you’re not interested in large-scale loans, the Nexo Mastercard is still an appealing option. One major perk is its availability, with the card usable anywhere Mastercard is accepted. You can also earn up to 2% rewards in NEXO or up to 0.5% in BTC, a competitive rate that many cardholders are happy with. The associated smartphone app makes the card incredibly user-friendly, allowing you to easily set notifications, change your pin and freeze the card if it’s been lost or stolen.

If you already have the Venmo app, then the 

 will be easy and convenient to use. With the Venmo app, you can track purchases and monitor your rewards. The card itself is customized with a special QR for easy syncing.

With no annual fee and rewards of up to 3%, the card is financially favorable. Converting your rewards into crypto through the 

 feature allows you to fatten your digital wallet without taking on too much risk. The combination of financial payoff and convenience makes this one of the premier crypto Visa cards on the market.

The distinct rewards structure and wide compatibility of the 

 make it one of the best crypto credit cards available. Cardholders receive 3% back on all annual dining purchases up to $3,000 per year, 2% on groceries and 1% on all other purchases. These rewards are automatically paid in BTC or one of the other 40 cryptocurrencies compatible with the card.

Gemini Mastercard is usable anywhere that accepts Mastercard. A user-friendly app makes it simple to monitor transactions and manage your account. In addition, there’s no annual fee.

4. Upgrade Bitcoin Rewards Visa Signature Card

This Bitcoin credit card provides an easy way for beginners to enter the world of crypto. Its terms are simple, and the barrier to entry is negligible. Even if you only have fair credit, you should be able to get pre-approved almost immediately. From there, you’ll earn 1.5% percent on all purchases, paid directly in BTC. You’ll also receive a $200 bonus when you open a Rewards Checking account and make three consecutive payments.

The one significant downside to this crypto Visa card is that it doesn’t allow cardholders to transfer Bitcoin, something that’s especially likely to bother experienced crypto enthusiasts. All the same, the 

 represents one of the best crypto credit cards for beginners and people with average credit.

Unlike the rest of the crypto credit cards featured on this list, the 

 is a charge card primarily meant for U.S. venture-backed start-ups and mid-market businesses. This means that Brex card owners won’t be able to carry over their credit balance, since fees get deducted automatically from the assigned checking account. However, the benefits of using the Brex Mastercard clearly outweigh this slight inconvenience.

For starters, Brex offers no annual fee and a generous reward structure, as long as you exclusively use their card. The Brex Mastercard gives you bonus points for most company essentials, ranging from ridesharing and company meals to air travel and software reimbursements. Identify as a tech company and reap even more points from Apple purchases and lab supply buys. Keen to max out on those rewards? Fully convert the Brex card to a daily charge card, and Brex further amplifies your point rewards. Once you've racked up the points, cash out by conveniently converting them to Bitcoin or Ether.

With decent reward rates, widespread usability and a set of unique perks, the 

 deserves its place on any list of the best crypto credit cards. The 3% cashback offer makes the card a great way to add to your savings. Also, reduce your APR by 1% just by meeting payments on time for a year.

You can use the Bitcoin credit card throughout the Mastercard network, giving you the flexibility to make most purchases without any hassles. There’s no annual fee, and you can easily manage your account and redeem rewards through the SoFi app. Additional perks include free cell phone insurance and discounts with Lyft, Boxed™ and other popular brands.

While crypto credit cards are great for earning cryptocurrency in the form of cashback rewards, crypto debit cards are the better option for people looking to use the cryptocurrency they already own. With so many fantastic cards on the market, it’s never been easier to convert crypto into fiat and use it for everyday purchases. Here are 15 of the best crypto debit cards on the market, each of which has its own set of favorable properties.

Take your crypto on the go with the latest and greatest crypto debit card to hit the crypto space. The 

 takes crypto convenience to the next level, as it allows for hassle-free transactions without compromising on the all-important aspect of security. By partnering with Mastercard, Bybit ensures the widest array of merchant support and top-of-the-line security, thanks to 

To distinguish itself from other top crypto debit cards, the Bybit card makes the off-ramping process flexible and easy, especially if you’re an experienced Bybit trader. By allowing for off-ramping via Spot, Derivatives and Margin trading, you might even be able to earn a tidy profit while converting your crypto into your preferred form of fiat currency. Combined with the Bybit card’s multi-asset spending feature, this grants users the ultimate freedom in managing their cryptocurrency balance and spending it to their heart’s desire. 

Bybit also offers a Loyalty Reward program where users can earn a point for every 1 USD/EUR or 900 ARS spent with a cap of 12,500 points each month. You will accrue the points with

 varying point multipliers and monthly caps 

The points can then be used to redeem exclusive merchandise at Bybit’s 

bonuses and coupons. It can also be converted into cashback

 function to automatically receive the cashback on all purchases done with fiat and crypto in USDT. 

If you’re looking for a crypto debit card to sink your teeth into, then this is one of the best cards to consider. The 

 Visa is the world’s first free metal- and crypto-linked debit card. With no fees, a straightforward top-up model that makes it easy to load your account with Bitcoin and other digital currencies, and an aggressive marketing campaign that's involved the likes of LeBron James and Matt Damon, it’s easy to see why many investors are owners. Once you’ve got the currency loaded, you’ll be able to instantly spend or withdraw it wherever Visa is accepted.

The card offers users with up to 5% cashback rewards in CRO with no minimum spend. However, note that you would need to stake CRO in order to receive cashback rewards. The 

 Visa also provides holders with reimbursements from subscription services such as Netflix, Amazon Prime and Spotify. About to jet off on a holiday? Make sure you pay the 

 airport lounge a visit. Alongside the obvious benefit of making it easier to spend your cryptocurrency, these perks make the 

 one of the best crypto debit cards available.

This is among the best crypto debit cards for anyone already using Coinbase, one of the world’s most important crypto exchanges. You can use the card anywhere within the Visa network, and purchases and withdrawals are drawn directly from your Coinbase account. Crypto rewards are also significant, with cardholders receiving crypto back at a 1% rate for Bitcoin and a 4% rate for 

. You will be charged a flat fee of 2% if you choose to borrow USD from Coinbase and it sells your BTC collateral. There’s also a daily spending limit, which you can view directly from your account, and a $1,000 withdrawal limit. All the same, most experts consider the 

 card to be one of the best crypto debit cards for regularly using digital currencies.

If you’re a frequent Brave Browser user, you’ll likely come across the 

 wallet app that’s used to store your hard earned 

 tokens. Recently, Uphold has announced their very own 

. By featuring no annual fee and zero foreign transaction fees, this UK-based crypto debit card is already leagues ahead of its traditional finance counterparts.

To further incentivize usage of the Uphold Mastercard, crypto cashback rewards are doled out in XRP at a generous 4% cashback rate. While there’s a £50 cashback cap on rewards per month, this amount ensures all your purchases up to £1,250 are duly rewarded.

 card is one of the best crypto debit cards for international transactions. International ATM withdrawals are completely free, and you can use the card with more than 80 million global vendors. Compatible with over 150 different currencies, this is the crypto Visa card that every globetrotter needs.

Wirex offers cardholders rewards through its 

 subscription service, where you can receive up to 8% in cashback rewards in the form of WXT tokens. You do, however, have to pay a monthly fee up to $29.99 if you wish to receive the highest tier of cashback rewards. The free version only enables you to earn up to 1% cryptoback rewards. 

While there’s no annual fee, the 2.5% transaction fee will take a small chunk out of your total rewards. As far as convenience is concerned, the associated app makes it simple to set a budget, track spending and receive alerts.

For users just starting out with crypto, Choise, previously known as Crypterium, might be perfect since it offers consumers a crypto wallet with the 

 attached to it. This ultimately makes it easy for shoppers to access and use their crypto funds effortlessly as Choise seamlessly bridges fiat and crypto.

The Choise Visa is a prepaid crypto card, and largely appeals to the European market with its easy signup process. By offering users the choice of owning either virtual or plastic Choise Visa cards, Choise allows users to quickly convert their digital assets to cash at any ATM, while charging a minor fee for withdrawals. This is all the more useful when taking into account Choise’s various high-interest-rate crypto savings accounts.

Binance is one of the largest cryptocurrency exchanges in the world, and the 

 card gives holders constant access to digital funds. While it’s not available in the U.S., it remains one of the best crypto debit cards for global consumers. Once you’ve got a card, it can be used internationally, and the combination of low spending fees and generous withdrawal limits makes it a user-friendly option.

This crypto Visa card only works if it’s linked to a Binance account. If you’ve already got an account, and you’re based outside of the U.S., then this is probably the perfect crypto debit card for you.

Not only is this Bitcoin debit card one of the best crypto debit cards available today, but it’s also linked with an especially reputable player in the crypto industry. Since 2011, BitPay has been helping traders get the most from their Bitcoin. The 

, which works in concert with the BitPay Wallet, helps holders use their Bitcoin holdings in daily life.

There are no monthly fees, and it’s completely free to load more Bitcoin onto the card. As the card has partnerships with numerous merchants, such as Adidas and Costco, it remains an excellent option for simple spending. 

From one of the largest cryptocurrency exchanges in Spain, the 

 is a no-brainer if you live in Spain and are open to receiving your cashback in cryptocurrencies. This is because the Bit2Me Mastercard charges no monthly fee or maintenance fee, and features zero ATM withdrawal fees when you withdraw within the European Union. This low barrier to entry makes Bit2Me’s Mastercard an ideal choice for those new to crypto. 

Thanks to its established reputation as an entity registered with the Bank of Spain, the Bit2Me Mastercard can instantly deliver to users a virtual crypto debit card upon registration. Additionally, if you’re a Tier 1 user, you’ll be able to earn up to 9% cashback if you pay with B2M tokens. With cashback rewards ranging from BTC and ETH to USDT and SOL, you’ll be spoiled for choice with the flexibility offered.

This is an excellent crypto debit card for both beginners and experienced crypto investors. While the starting fee of $129 is higher than most Bitcoin debit cards, and the $35 monthly fee is unusually steep, the perks of the 

 might well make up for the high cost of entry.

Club Swan’s concierge service helps holders book travel, order products and take care of mind-numbing administrative tasks. The cashback rewards can rise to an incredible 22%, allowing some holders to make back much of what they spend in fees. The card is also usable wherever Mastercard is accepted. If you’re on the lookout for an upper-tier Bitcoin credit or debit card that really provides superior service, then this is probably the card for you.

Formerly known as the Ternio BlockCard, the 

 retains all of its previous benefits and is rebranded with a snazzy new name that certainly matches the hype behind the rest of the best crypto debit cards on this list. Pegged as one of the best crypto debit cards in the finance space, thanks to its incredible cashback bonus, the Unbanked Card stands out because of its attractive 6.38% reward in UNBNK tokens. While this is conditional, as you have to first stake a minimum of 145,000 UNBNK tokens, this amount of cashback reward will unsurprisingly catch the eye of any value seekers looking to get the most out of their purchases.

One thing that can often drive users away from the prospect of earning crypto cashback rewards is the potential paperwork involved. Fortunately for newcomers to the crypto cashback space, the Visa crypto debit card from the Canada-based Shakepay exchange takes this entire registration process and streamlines it to be suitable for newcomers. 

To remove the hassle of card application processes, Shakepay waives the credit check phase so anyone can essentially be fully set up within minutes. Once users are fully registered and apply for their 

, they can look forward to earning up to 2% of their purchases in BTC, instantly credited to their Shakepay BTC balance. 

Dealing with crypto can be challenging if you’re new to the peer-to-peer (P2P) on-ramping and off-ramping scene. From exchanging your fiat for the right currencies to the nerve-wrecking moment of checking whether your transactions have gone through, it was certainly no easy feat to pull transactions off before the introduction of centralized exchanges. 

Thankfully, e-wallet corporations like Advcash have dedicated their business model to making such swaps easy, as users can quickly buy and sell while effortlessly switching between fiat and cryptocurrencies.

Once the swaps are done, users can then load their funds onto 

 — which function like prepaid crypto debit cards — and use them to spend their balance worldwide. With access to major markets around the world, users will have no trouble swapping and exchanging their funds to their desired currency for their personal use.

 card instantly distinguishes itself because of its funky visual style that guarantees your fund’s safety in the event of an apocalypse. That’s because of Monolith’s decentralized nature. Being a decentralized financial (

) platform built on the Ethereum ecosystem, Monolith has a different approach to crypto custody. 

By letting users retain control of their crypto assets, they’re essentially fully in control of their funds — and won’t need to fret about their assets going missing if Monolith goes under due to lack of liquidity. It’s this focus on reminding users, “Not your keys, not your crypto” that makes the Monolith Visa a frontrunner when it comes to the best crypto debit cards operating in the space.

Besides granting users custody to their crypto, Monolith also imposes a 1% fee that goes towards Monolith’s community chest, and is meant for improving the ecosystem. Fortunately, users can circumvent this by topping up their Monolith Visa with Monolith’s proprietary TKN tokens. For those interested, make sure to check out how Monolith’s 

21 Best Crypto Credit and Debit Cards For Crypto Beginners and Veterans in 2024

Grab Up to 5,000 USDT in Rewards

Grab Up to 5,000 USDT in Rewards